Supported by
National Housing Federation

  • Isio Clearer Pensions
  • Isio Clearer Pensions

Inclusive pensions module

Clearer Pensions is designed to provide housing associations with access to tailored pension information and advice through an easily accessible online portal, delivered at scale to achieve exceptional value for money. As part of Clearer Pensions, we offer discrete 'Modules' of advice designed to fulfil specific needs, often focussed around a current issue.

Scope of the module

We will consider the following in the context of your organisation's objectives:

  1. Why the LGPS might not be working for 20%
  2. Who the 20% are
  3. A "straw man" solution
  4. How this would be beneficial for
    1. Young people
    2. Low earners
    3. High earners
    4. Potential new recruits
  5. The wider context of changing needs and pensions in the UK
  6. Challenges and possible next steps
  7. Bring this to life, by considering for your organisation:
    1. current concerns, if any, around financial inclusion (people who have opted out and why) and evidence around recruitment challenges
    2. "inclusivity analysis", based on workforce data (scheme membership, age, gender, other factors).

Purchasing this module

If you are not already a Clearer Pensions member and you wish to find out more about this module or purchase it, please contact us by calling our helpline on 0800 033 4007 between 9 am and 5 pm, Monday to Friday. Alternatively, please email us at or use the form on the homepage.